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  For internal Manulife Financial, John Hancock Distributors LLC, John Hancock USA and John Hancock New York use only.

This site contains confidential and proprietary information. Access to this site is restricted to John Hancock Retirement Plan Services employees.  Please do not share userids or passwords with non-employees.  This information may only be collected, used, distributed, retained or disclosed in accordance with our Market Conduct guidelines and Corporate Privacy Policy, available at www.manulife.com.  By entering the site, users are agreeing to the terms and conditions of its use.

John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans.  John Hancock Trust Company LLC provides trust and custodial services to such plans.

Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, New York.  Product features and availability may differ by state.

John Hancock Retirement Plan Services, LLC, John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York each make available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan.  Unless otherwise specifically stated in writing, each such company does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity.

Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business under certain instances using the John Hancock Retirement Plan Services name.

JH Enterprise® is a registered trademark of John Hancock Life Insurance Company (U.S.A.).

JH Signature™ is a trademark of John Hancock Life Insurance Company (U.S.A.) and is used under license by John Hancock Life Insurance Company of New York.